Friday, May 30, 2008

HOLISTIC HEALTH

HOLISTIC HEALTH
HOLISTIC HEALTH IS A CONCEPT THAT INCLUDES THE FOLLOWING:

NUTRITIOUS DIET
PHYSICAL EXERCISE
MENTAL EXERCISE
ADEQUATE SLEEP AND RELAXATION
EXCLUSION OF NON PRESCRIPTION DRUGS
ACCEPTANCE THAT ALL HUMAN BEINGS ARE EQUAL

NUTRITIOUS DIET


A nutritious diet includes eating adequate amounts of quality food and drinking
quality liquids such as safe water and fruit or vegetable juices that will nourish the body and promote growth.

Food quality relates to the proper cultivation of the food source which implies scientific methods of production. Food quality is dependent upon adequate fertilizer, sunshine, and sufficient water. Once the fresh produce leaves the farm it must be stored in a cool environment prior to consumption. Fresh produce should be consumed as soon as possible in order to obtain the full benefits of it's nutrients such as vitamins and minerals. Food which consists of seeds can withstand long periods of storage. Common seed foods are:
Rice, Beans, Wheat, Maize and Sunflower Seeds. Fresh produce includes Vegetables and Fruit.

The best way to eat most fresh vegetables and fruit is in its raw state because processed food looses some of its nutrients when cooked, canned or dried. The vitamins, minerals, proteins, carbohydrates and other nutrients must be retained because our bodies use the nutrients obtained from food to build and maintain our bodies and ensure that we enjoy optimum health.

To ensure that you get your daily quota of all the requisite nutrients one must eat a variety of foods that are available. Ideally one should include a variety of foods from the following sources:

FRUIT AND OR FRUIT JUICES
FRESH VEGETABLES
MEAT - FISH - FOWL
EGGS - MILK - AND MILK PRODUCTS
NUTS AND CEREALS
POLLUTION FREE WATER
NUTS AND CEREALS

CAUTION:
water must be germ free. many sources of water world wide are polluted.
the pollution consists of bacteria and poisonous chemicals from factories that are dumped into the rivers in some countries.

ALTERNATIVE SOURCE OF WATER
RAIN WATER THAT RUNS OFF CLEAN ROOFS INTO A HOLDING TANK IS THE BEST SOURCE OF DRINKING WATER AND WATER USED FOR COOKING PURPOSES. HOWEVER IT IS BEST TO BOIL THIS WATER TO KILL ANY BACTERIA THAT MAY HAVE BEEN DEPOSITED ON THE ROOF BY BIRDS.

Never allow yourself to become dehydrated. Thirst is a good indication that your body needs water.

Fruit Juice is a good alternative to water.
CAUTION:
Fruit Juice is also a food that contains essential minerals and vitamins but it also contains a lot of calories too.
CALORIES IN EXCESS OF YOUR DAILY REQUIREMENTS CONVERTS INTO BODY FAT. EXCESS CALORIES ON A REGULAR BASIS RESULTS IN OVERWEIGHT AND EVENTUALLY OBESITY.

PHYSICAL EXERCISE
PHYSICAL EXERCISE IS ESSENTIAL FOR OPTIMAL HEALTH
PHYSICAL EXERCISE BURNS CALORIES. IT IS ESSENTIAL TO OBTAIN AND MAINTAIN HEALTH STRENGTH AND A BEAUTIFUL BODY.
Walking, Running, Swimming, and Cycling are excellent exercises for one's health. Weight Training at home or at a gymnasium are excellent for attaining and maintaining HEALTH STRENGTH FITNESS AND A BEAUTIFUL BODY.
CAUTION:
It is not a good idea to practice your walking and running alongside a busy road because the fumes from motor vehicles are toxic.

MENTAL EXERCISE
We need to study and read to accumulate knowledge but it is also a good form of mind exercise.

ADEQUATE SLEEP AND RELAXATION:
Adults require about 8 hours of quality sleep per day.
Young children and babies require more than 8 hours. CONSULT YOU DOCTOR.

DRUGS
ONLY USE PRESCRIPTION DRUGS THAT YOUR DOCTOR PRESCRIBES AND ONLY FOR THE TREATMENT THAT IT IS PRESCRIBED FOR.
PRESCRIPTION DRUGS CAN AND ARE FREQUENTLY MISUSED BY ADDICTS.
TOBACCO PRODUCTS AND ALCOHOLIC BEVERAGES CONTAIN DRUGS THAT ARE NOT CONDUCIVE TO ONE'S HEALTH.

ELIMINATE HATE IT CONSUMES ONE'S MENTAL HEALTH
HATE BASED ON RACIAL, ETHNIC, RELIGIOUS OR GROUP BASED GROUNDS IS PREVALENT IN OUR WORLD. WARS AND EVEN SOME MURDERS HAVE THEIR ORIGINS IN HATE.

ACCEPT THE FACT THAT ALL HUMAN BEINGS ARE EQUAL.
ACCEPT THE FACT THAT ALL HUMAN BEINGS HAVE THE SAME COMMON ANCESTORS WHICH MAKES US BROTHERS AND SISTERS IN PERPETUITY.
THIS IS A FACT ACCEPTED BY BOTH RELIGIONISTS AND EVOLUTIONISTS.

GO WELL MY SISTERS AND BROTHERS AND MAY YOU ENJOY GOOD HEALTH.

SIDNEY WILLIAMS


Thursday, December 20, 2007

FINANCIAL INDEPENDENCE IN RETIREMENT

FINANCIAL INDEPENDENCE IN RETIREMENT.
To be financially independent in retirement is the goal of most people. To start this desirable goal one must start generating savings towards retirement as soon as one starts working or producing income by entrepreneurship. One must also work out a savings strategy to cover unforeseen circumstances during your productive years.
Unforeseen events can disrupt your well laid plans. One must take steps to adequately provide for any unforeseen eventualities. Such negative events include the following: ill health,, death, loss of your job, failure of your business et cetera. Then there are the catastrophic occurrences due to the erratic actions of nature such as:
Floods, Hurricanes, Typhoons, Cyclones, Tornadoes,Volcanic Eruptions, Earthquakes, losses due to Criminal Activity, Vagaries of Nature such as Droughts, Floods and weather patterns due to Global Warming, et cetera. To make provision for recovery from these potentially negative occurrences one must take out sufficient relative insurance.
Join a suitable MEDICAL SCHEME to cover all medically related eventualities for yourself and your family.
However I am aware that a large percentage of the world's population cannot provide for these insurance and medical schemes because of poverty.
To provide for the unfortunate among us, governments must provide for it's poor citizens from taxes derived from those fortunate enough to have good incomes. This is easier said than done because reports in various news media indicate that government officials in some countries use a proportion of the people's taxes and or financial assistance from donor countries to fund their own lifestyles. The means used is usually THEFT OR FRAUD. This is an abhorrent form of criminal activity.
Buying a house and furniture are essential purchases.
When using loans to finance these items ensure that you have the means to pay the lender and make provision for increases in interest rates to avoid foreclosure. Ensure that your final payment is made before you go on pension because pensioners receive substantially less than working people.
Eliminate the cost of buying a vehicle and the subsequent cost of fuel, garaging and maintenance by walking instead of commuting by using a motor vehicle. Walking is an excellent exercise too. It will benefit your health, eliminate overweight and obesity and lessen your carbon footprint.
JOINING A SUITABLE RETIREMENT SCHEME IS ESSENTIAL. If your do not have an adequate pension scheme, you may become dependent on an inadequate old age pension. Inflation becomes a serious matter when you do not have a pension that provides for increases equal to the inflation increase. Some schemes may not provide for inflationary increases. This scenario can lead to dire poverty in a short period of time.
To put this in perspective, I give you my personal experience with inflation.
During 1946 I joined the SOUTH AFRICAN POLICE.
My gross monthly pay was 20 pound or 40 rand. Incidentially one South African Rand was worth One Dollar Thirty Five Cents then. However 20 pound (40 RAND) bought the following in 1946:
One bicycle for 6 pound.
One Rex Truform Top Class Suit for 6 pound.
The balance went for food, clothing and board.
Today a young South African Police Constable gets about 4000 Rand per month, but he or she has to pay approximately 1000 Thousand Rand for a good suit or bicycle.
Inflation over the last 60 years is responsible for this state of affairs. However the money paid in 1946 bought the same goods that the money paid in 2007 will buy. OTHER COMMODITIES REFLECT A SIMILAR INFLATIONARY RELATIONSHIP.
In days of old before banks were established, people used to keep their money in their homes. This was acceptable because they did not have the inflationary pressures we now experience.
If you have money to invest consult a competent financial advisor to help you attain an optimal return on your investments.
Alternatively shop around the banks to obtain the best return with due regard to the safety of your funds.
Banks and other financial institutions can go bankrupt too.
Ideally an investment must cover or exceed the following criteria:
1. It must cover all costs.
2.It must cover the tax due to the government.
3.It must cover inflation.
4.IT MUST PROVIDE A REAL INCREASE IN VALUE.
EXAMPLE:
INVESTMENT AT A BANK - FIXED DEPOSIT.
Investment Capital ................ Rand 1,000,000.
Interest on Rand 1,000,000 at 10% = Rand 100,000.
Less tax say at 40 % .......................... Rand 40,000.
After tax return .......................... Rand 60,000.
NOW COMES THE CRUNCH. IF INFLATION YEAR ON YEAR EQUALS THE INCREASE IN THE INTEREST RATE INCREASE THEN OUR INVESTMENT WILL RETAIN ITS VALUE BUT WILL NOT SHOW AN INCREASE.
EXAMPLE:
Interest at 10% on Rand 1,000,000 = Rand 100,000.
Inflation at 10% on Rand 1,000,000 = Rand 100,000.
Net result the buying power is in equilibrium because the interest is offset by the inflation rate.
TAKE CARE MY BROTHERS AND SISTERS,
SIDNEY WILLIAMS